Personal injury and damage to property of others that the Diocese is deemed legally liable is covered no matter where it occurs. This includes injuries on or off our premises. Coverage for bodily injury, property damage, auto liability, personal injury, Diocesan error and omissions (including director and officer and employee related practices.) Also includes sexual misconduct for the covered entities subject to terms and conditions of the policy.
The Diocese of San Jose Insurance Program’s purpose is to protect its assets in the most economincal and productive manner. Personal injury and damage to property of others that the Diocese is deemed legally liable is covered no matter where it occurs. This includes injuries on or off the premises. .
Our insurance program incorporates certain self-insurance features which are intended to reduce our overall costs. In effect, this means that every parish or agency participates in the payment of claims through its premiums.
It also means that the cost of claims has a direct relationship to the premiums we pay. Such a program demands an increased awareness and responsibility for safe conditions and for the correction of hazardous or unsafe situations. Compliance with the Risk Management Program can reduce total claims, which will have a direct impace on your future insurance costs.